Dr. Rexford E. Santerre University of Connecticut, Dr. Stephen P. Neun Anna Maria College. Students develop a practical, powerful knowledge of today’s health care systems as the text builds upon only the core foundation of economic theory, making this an ideal choice for students with either extensive or limited economic background. This new edition reflects the latest updates and contemporary developments in insurance and health care reform, including a thorough update of the Nyman Theory. A new appendix covers the Grossman Model, while an all-new Test Bank in this edition allows you to easily check student comprehension.