Here’s the scenario: you need surgery, you research your condition and options, you find an in-network provide and hospital, you try to get an estimate of the total cost (why is this so hard?), you have surgery, you receive bills from out-of-network providers you never knew would be involved! Did they NEED to be involved? Who is responsible for this bill? What would you do? Read more here. (Source: The New York Times, 9/20/14).
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